my healthcare debacle

They mandated that all of us have Healthcare, so since I was laid off the day after Christmas I signed up for it on the failed government website, (healthcare.gov) I should have known better to trust anything with gov in it..anyway the questions asked were have you had insurance in the last 90 days and lost it due to a loss of employment, and I answered yes, and supplied the information about my previous insurance that was asked for, then the website replied that due to my income I was not qualified for the Federal program, that I needed to sign up for the state program, so I go to the Arkansas website and proceed to try to sign up there and it tells me to go the local DHS office and fill out a paper application, so I did. On the paper form it asked for my race and since I do genealogy and recently discovered I have a (6) Great grandfather that was a Great Warrior of the Cherokee nation I proudly mark two boxes, White and Native American, so a few months later I get a letter that says that I am approved for Regular Medicaid since I marked Native American as a race, otherwise I would be in a new program called, “transitional Medicaid”..so I thought, well, I’m glad they finally got that figured out.

About a month later I got another medical insurance card from United Healthcare, that was the same medical insurance I had at my previous employer.

And then about a month or two later I got another letter from Arkansas’s expanded Medicaid that said that I was being put into a program called Qual Choice because I was not “medically frail”,and did not require daily care, I guess they forgot about the Native American ancestry?

Then about a week ago I got a card that looks like a credit card but it’s an Individual Healthcare Care from myindycard.org, and it is supposed to cover out of pocket expenses like co-pays, and the monthly payment ranges from $5-$25 based on my income. They also told me how to use my Medicaid number for extra benefits, like non-emergency transportation, wouldn’t emergency transportation make more sense?

So after all this, I now have a regular full-time permanent job and I will have medical insurance thru my employer at a very affordable cost.. so I have to figure out how to turn all this government insurance off once that goes into effect, unless I am allowed to keep it and pay the subsidized premiums and be super insured, this should be very interesting…

I will keep you posted.

2 thoughts on “my healthcare debacle

  1. I do consider all of the concepts you have offered to your post.
    They are very convincing and can certainly work. Nonetheless, the posts are too quick for novices.
    May just you please extend them a bit from next time?
    Thank you for the post.

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